Moving home?
Let's keep the mortgage off your plate.
Upsizing, downsizing, or relocating — moving is enough work without the mortgage being one more thing to worry about.
We'll work out whether to port your existing mortgage or switch to a new deal, get the offer in place in time, and keep things on track from your offer accepted to your keys in hand.
Free, no-obligation initial review. Response within a day, weekends and bank holidays included.
Work in the police, NHS or emergency services?
See our specialist guidanceMore than the mortgage
We don't just sort the mortgage. We keep the move moving.
A house move involves a mortgage application, a sale, a purchase, two solicitors, an estate agent, possibly a chain, valuations, surveys, and timing that has to line up across all of it. The mortgage is one piece. Most things going wrong in a move aren't actually about the mortgage — but the mortgage is where the dominoes can fall fastest if it isn't handled properly.
If something wobbles — a buyer pulling out, a survey throwing up something unexpected, a delay further down the chain — we've seen it before. We know who to call and what to ask for, and we won't panic.
Once you know which way you're going, the job is keeping things on track. We submit the application, push the lender for the offer, deal with the valuer if there are any issues, and stay in regular contact with your solicitor and the estate agents on both sides of the chain. If something wobbles — a buyer pulling out, a survey throwing up something unexpected, a delay further down the chain — we've seen it before. We know who to call and what to ask for, and we won't panic.
A lot of our home movers are police officers, NHS staff, and emergency services professionals — often moving for a posting, a promotion, or to a different catchment for family. If your income includes overtime, shift allowances, banding, on-call, or bank shifts, we know how lenders treat those when reassessing what you can borrow on a bigger or smaller mortgage.
More than the mortgage
We don't just sort the mortgage. We keep the move moving.
A house move involves a mortgage application, a sale, a purchase, two solicitors, an estate agent, possibly a chain, valuations, surveys, and timing that has to line up across all of it. The mortgage is one piece. Most things going wrong in a move aren't actually about the mortgage — but the mortgage is where the dominoes can fall fastest if it isn't handled properly.
Once you know which way you're going, the job is keeping things on track. We submit the application, push the lender for the offer, deal with the valuer if there are any issues, and stay in regular contact with your solicitor and the estate agents on both sides of the chain. If something wobbles — a buyer pulling out, a survey throwing up something unexpected, a delay further down the chain — we've seen it before. We know who to call and what to ask for, and we won't panic.
A lot of our home movers are police officers, NHS staff, and emergency services professionals — often moving for a posting, a promotion, or to a different catchment for family. If your income includes overtime, shift allowances, banding, on-call, or bank shifts, we know how lenders treat those when reassessing what you can borrow on a bigger or smaller mortgage.
If something wobbles — a buyer pulling out, a survey throwing up something unexpected, a delay further down the chain — we've seen it before. We know who to call and what to ask for, and we won't panic.
Step by step
How it works for home movers
Tell us about your current mortgage, the house you're moving from, and the kind of place you're moving to. We'll work out roughly what you can afford and whether porting your existing mortgage is likely to be the right move — usually in one conversation.
Once you know what you want to buy (or have an offer accepted), we run the numbers properly. What porting actually costs you in fees, what a new deal would save you, what either option means for your monthly payments. You'll see both options in plain numbers and we'll tell you which one we'd choose.
We submit the application to your chosen lender, push for the offer, and handle the valuation. If the valuation comes in lower than expected, we'll tell you what your options are rather than letting it derail the move. You'll know what's happening at every stage.
We coordinate with your solicitor and the estate agents on both sides of the chain right through to completion. If something wobbles, we deal with it. When the keys are yours, we're done — until your fixed rate ends and we'll be back in touch then.
Talk through your move
Tell us about your current mortgage, the house you're moving from, and the kind of place you're moving to. We'll work out roughly what you can afford and whether porting your existing mortgage is likely to be the right move — usually in one conversation.
Compare port vs. new deal
Once you know what you want to buy (or have an offer accepted), we run the numbers properly. What porting actually costs you in fees, what a new deal would save you, what either option means for your monthly payments. You'll see both options in plain numbers and we'll tell you which one we'd choose.
Application and offer
We submit the application to your chosen lender, push for the offer, and handle the valuation. If the valuation comes in lower than expected, we'll tell you what your options are rather than letting it derail the move. You'll know what's happening at every stage.
Through to completion
We coordinate with your solicitor and the estate agents on both sides of the chain right through to completion. If something wobbles, we deal with it. When the keys are yours, we're done — until your fixed rate ends and we'll be back in touch then.
Good questions
Questions home movers ask us
My adviser was fantastic! They were able to find the perfect mortgage products to enable my family to move to a bigger and better house. Couldn't have asked for more.
Ready to get started?
Free, no-obligation initial review. Whether you're upsizing, downsizing, or already in a chain — we'll keep things on track.